As a Christian, I used to be under the assumption that God was just going to work things out in my financial life some day. I depended on things like keeping a positive attitude and giving a lot of money to my church, to miraculously bring wealth to my hands. What I didn’t realize was that God had already blessed me with the ability to change my financial life. The problem was not that the enemy was stealing my blessings. The problem was with the way that I viewed home based business as a christian. I was led by faulty doctrine that taught that the only way out of debt was to “sow” your way out. There’s nothing wrong with sowing money into the lives of those who are in need, but there is something wrong with thinking that your business will simply fall into your lap without you first becoming competent in the area of home based business. Just because you are a christian, and you give a lot of money, does not guarantee that you will be successful in home based business. Let me share a lesson that I learned from the bible.In the book of proverbs, the writer instructs the reader to observe the behavior of the ant. The text also makes mention of the word sluggard which means “a lazy person”. If you ever watch the behavior of ants, you will find that the secret to home business success is planted in the lifestyle of these tiny insects. Let’s examine the traits of the ant for a moment.• Diligence: The ant is constantly moving. Not aimlessly, but purposefully. It is rare that you ever find an ant just ‘lounging” around. Ants are always busy. Get busy when it comes to home based business. You will not accomplish financial independence laying on the couch watching television.• Strength: Ants have the ability to carry up to 10 times its own weight, inside its mouth. They never allow the weight of what they are carrying to thwart the mission. Starting a christian home based business is not easy. You, too, will have to carry heavy loads in this business, but don’t allow the heavy things to stop you from reaching your goal of financial independence.• Team work. Ants almost always travel in packs. You will never see ants arguing over who’s going to do this or who’s going to do that. They work efficiently as a team. Every movement is calculated. The pack acts as a unit in order to accomplish the mission at hand. In home based business, you will need a team. The team doesn’t have to be 20 people, it can be just you and one other person. The point is, you will need help. Remember that old saying,” two heads are better than one?” This is particularly true when it comes to home based business. Starting your own home based business will require more minds than just your own.• Procrastination: Ants gather their food in the summertime. They do not wait until the weather gets cold to go out and find food. Ants do TODAY what needs to be done TOMORROW. Ants understand that food is in abundance when the weather is warm. Don’t assume that ants cannot tell that people do not picnic in the winter. It is for this very reason that ants invade our picnic spaces in the spring and summer: they are preparing for the winter. When it comes to home based business, don’t procrastinate. If something needs to be done, do it. If there are tools that you need, get them. Don’t sit around waiting for the perfect time because that time will never show. Being an entrepreneur means that you understand risk. Home based business is about risk, and if you are procrastinating because you are afraid of taking risk, you will not succeed at home based business.• Sacrifice: It always amazes me when I see a colony of ants approach a stream. In order to cross the water, the ants form a bridge, using their own bodies. They latch onto one another’s legs with their powerful jaws until the bridge is formed. The remaining ants are then able to cross the stream by walking on the backs of those ants who ultimately sacrificed their own lives in order for the colony to make it across. Our savior and Lord paid the ultimate price by laying down his life for us, so that we might “make it over”through HIS sacrifice. Are you willing to sacrifice what is precious to you so that others might have the opportunity to make it in life? The reason why I work so hard in my business is not for me only. My desire is that my great grand children will be able to have advantages that would not be possible without the financial, spiritual, and ethical foundation, that only comes by way of owning and operating my own business.I hope that you, as a christian, have a little more understanding of what it will take to be successful at running a christian based business from home. My prayer is that you find a business that you can be proud of, that has integrity, and realizes that without Christ, we are all lost…but with him…we can do all things. That is what Vollara and Creating Wealth From Home is all about. Feel free to call my office or visit my website for some free information on how you can get started today.

Setting a business is a Herculean task. Small businesses have to bear huge expenses. They have to build the infrastructure, recruit the employees and manage other business activities. However, these businesses do not get always get financial assistance from the popular banks. A popular bank is the first organization that the businesses approach for monetary support. However the loans are often rejected by several banks or other financial organizations. Only few businesses fulfill the pre-requisites for procuring these loans and become successful to obtain them at the right time.The last resort for the small businesses is to procure a loan from the Small Business Administration (SBA). This US agency, has introduced small business start up loans to help the businesses who are unable to get loans from banks. They have the noble mission to allow the start-up businesses get established. In this way, they aim to contribute to the economic advancement of the nation. Here are a few benefits of procuring these loans for your business.Act as guarantors The Small Business Administration does not provide these loans to the businesses directly. They act as guarantors for numerous banks and other lenders who follow the guidelines of SBA to offer the loans to small businesses. It monitors as well as regulates the functioning of these private lenders through which they offer loans to the businesses.Fulfill basic criteriaIn order to qualify for a loan, a start up business has to meet certain criteria. Size requirement, financial standing and other factors are considered. Such loan is not offered to a business if it has access to other financial sources.Easy repayment The banks and other lending organizations follow strict guidelines about debt repayment. If you fail to repay the loan within the scheduled time, then you may have to face severe penalties. Unlike conventional loans, SBA follows longer repayment guidelines for the benefits of the start-up businesses. Prolonged repayment time means steady flow of cash in your hand. Debt repayment is less problematic.Get loans fastAnother benefit of small business start up loans is that the businesses can procure them quickly. Once you apply for the loan, you can acquire it within a short period of time. The quick processing makes the loan beneficial option for the owners who are fully dependent on these loans for running their business successfully.Procure loans with poor credit history You can obtain these loans even if you have bad credit histories such as insolvency, arrears, bankruptcy and others. Banks reject loan applications of the businesses that have poor credit history and other financial discrepancies. By getting these SBA loans, you have the opportunity to change as well as improve the credit records.Get Loans without a mortgage Do you have any property that can be used for mortgage purpose? Even if you do not possess such property, you will not find difficult to get a loan. The SBA acts as a guarantor that helps you to obtain loan for start-up business. It is helpful for the owners who do not have adequate capital and properties.

Are you thinking of putting up a business but don’t know where? Have you consider home base business but don’t have any idea on what to create and how to start? Home base businesses are effective compared to the traditional brick & mortar operations due to positive things they can offer. If you are in search for home base business ideas that are effective, you need to undertake planning and research.Businesses that can be established at home can be easily searched online. There might be hundreds or even thousands of them, but how do you know they are effective? What most individuals do to achieve success online is they try affiliate programs (aka affiliate marketing). Simply chose a program you are interested in promoting. Signing up is free, once you have acquire ideas on the program to promote and everything is in order for you to start marketing to earn money. The more you promote or market a product, the more you earn money.Aside from affiliating programs, check on other online business opportunities. There are many business opportunities online; the question is what fits you best. Take time to learn your options so that you land on the business opportunity best for you.You can get started right away on the business opportunity that best fits you for a very small amount of money. You can start marketing products, and before you know it you are already earning money that keeps on coming into your business.However, making money online is not as easy as all those sales pitches make them sound. In every business opportunity given, make sure you give it your best shot (meaning take action and be consistent). Make sure that growth is at stake and not the opposite. A lot of business opportunities are shattered due to negligence.Service type businesses are also a good idea for home base business. People are looking for different services which you can take advantage. Most services online are for web designer, graphic designer, writers, data entry jobs, completing surveys and many other service skills. Consider what interest you and do your due diligence.Most people don’t have the time to do the tasks. They resort on paying someone to do it for them. Given a service skill, you can begin to market it online and earn extra income. This is a great idea for you or for a business to get started.There are many home base business ideas accessible but only few are effective and reliable. Be careful and investigate each opportunity. You can investigate the company with the Better Business Bureau or search the internet for feedback and comments.Settle for business ideas that are effective, by doing so you can go and start it up right away. Establish your home base business as soon as possible so that you can start earning money right away.